PRIVACY POLICY
Effective Date: October 25, 2026 • Entity: Urban First Funding Corporation (CA DRE #01123224 | NMLS #286137)
1. Who We Are
Urban First Funding Corporation ("Urban First Funding," "we," "us," or "our") is an independent licensed California Real Estate Corporation and mortgage brokerage located at 1055 W Avenue M, Suite 104, Lancaster, CA 93534 (CA DRE License #01123224 | NMLS #286137), supervised day-to-day by Designated Broker / Officer Maria G. Grajeda (CA DRE #01230233 | NMLS #291710), with Owner Isaac Grajeda (NMLS #2454758 | CA DRE #02225320).
2. Information We Collect
When you request a mortgage consultation, use our website forms, or apply through our secure Borrower Portal (app.urbanfirstfundingcorp.com), we may collect:
- Contact details including your name, property address, email address, and telephone number.
- Loan inquiry and pre-approval information including estimated purchase price, loan amount, occupancy type, and financing goals.
- Application documents submitted via our encrypted borrower portal for underwriting and lender evaluation.
- Technical and analytics data such as browser type, IP address, and cookie identifiers used to maintain website security and performance.
3. How We Use & Protect Your Information
We use your information strictly to evaluate mortgage options, communicate with you regarding your inquiry or loan file, fulfill regulatory recordkeeping obligations under California DRE and federal mortgage laws, and deliver requested educational guides or appointment reminders. We do not sell your personal information or mobile phone number to third-party lead brokers or unaffiliated marketers.
4. SMS & Email Communications Policy
If you opt in to receive SMS text messages or emails regarding your appointment or loan inquiry from Urban First Funding Corporation, message frequency varies based on your transaction activity. Standard message and data rates may apply. You may reply STOP at any time to opt out of SMS messages or click unsubscribe in any email. Mobile opt-in data and consent are never shared with third parties for marketing purposes.
5. California Consumer Privacy Rights (CCPA / GLBA)
California residents have the right to request information about the categories of personal data we collect, request correction of inaccurate information, and request deletion of personal information not required to be retained under federal or state mortgage lending regulations (including the Gramm-Leach-Bliley Act and California Department of Real Estate recordkeeping rules).
6. Contact Our Privacy & Compliance Office
For questions or requests regarding this Privacy Policy, please contact:
Urban First Funding Corporation
Attn: Maria G. Grajeda, Designated Broker / Officer (CA DRE #01230233 | NMLS #291710)
1055 W Avenue M, Suite 104, Lancaster, CA 93534
Phone: (661) 729-2900 / (661) 305-7981